Investment and Financial Planning Options

At Adam Smit Investment Management, we firmly believe that building a strong relationship is crucial for the success of achieving your financial goals. We understand that each investor is unique, with distinct goals, aspirations, and evolving needs. Therefore, we are dedicated to working closely with you to develop a personalized financial plan that aligns with your individual circumstances and adapts as your goals evolve over time.


Brokerage services allow you to invest in stocks, bonds, mutual funds, and other investments. Transactions are executed within your account, and a commission is charged for each investment. The advisor provides investment recommendations and executes transactions upon your consent. Minimum value is required and charges are determined by the investment type chosen.


Advisory services allow you to work with a Financial Advisor who acts as a fiduciary. The advisor provides ongoing investment advice and related services for a fee rather than a commission. These services offer a wide range of investment options. These services may be done on a discretionary basis, which means you do not need to direct your advisor to make investment transactions or rebalance your accounts. Instead of commissions, account minimums apply and an advisory management fee is assessed based on the market value of your account.


Financial Planning services provide professional financial guidance and advice to help you pursue your financial objectives. It may include comprehensive financial planning or focus on specific areas such as retirement, education, estate planning, or portfolio diversification. Services are provided on an hourly basis, and financial planning fees are determined and agreed upon before engaging in the services.



Services Offered                                       

Investments Offered


  • Portfolio Analysis
  • Financial Planning
  • Retirement Planning
  • Social Security Planning
  • Periodic Portfolio Reviews
  • 401(k) Distribution Options
  • Cash Management Solutions
  • Dividend & Income Reinvestment
  • Ongoing Investment Management 
  • Development of Investment Strategies 
  • Systematic Investment & Withdrawal Plans
  • Advisory & Brokerage Investment Services


  • Bonds
  • Stocks
  • Annuities
  • Mutual Funds
  • Insured Bank Deposits
  • Unit Investment Trusts
  • Business Retirement Plans
  • Certificate of Deposits (CDs)
  • Exchange Traded Funds (ETFs)
  • Education IRAs & 529 Accounts
  • Individual Retirement Accounts (IRAs): Traditional & ROTH