Investment and Financial Planning Options

At Adam Smit Investment Management, we firmly believe that building a strong relationship is crucial for pursuing your financial goals. We understand that each client is unique, with distinct aspirations goals, and evolving needs. Therefore, we are dedicated to working closely with you to develop a personalized financial plan that aligns with your individual circumnutates and adapts as your goals evolve over time.

Brokerage services allow you to invest based on personalized guidance and recommendations from your advisor. Transactions are executed within your account only with your consent, and a commission is charged for each investment. Minimum account values may apply, and charges are determined by the type of investment selected. Clients utilizing brokerage services may also receive reduced rates for financial planning.

Advisory services allow you to work with a Financial Advisor who acts as a fiduciary. You'll receive ongoing investment advice and portfolio management services for a fee rather than a commission. These services can be managed on a discretionary basis, meaning you don't need to approve each investment transaction or rebalance. This allows your advisor to promptly and efficiently keep your account aligned with your goals. An advisory management fee is assessed based on the market value of your account, and account minimums may apply. Clients utilizing advisory services may also receive regular financial planning at no additional cost.

Financial Planning services provide professional guidance tailored to help you pursue your financial goals. This may include comprehensive planning or focus on specific areas such as retirement, education, estate strategies, or portfolio diversification. Services are provided on an hourly basis, with fees discussed and agreed upon before the engagement begins